Bank

I was expecting better bank experience in the US than in Czech Republic. Still, I was quite surprised.I became a member of a local bank (USE Credit Union)and for free I got the checking account, debit card, online banking, electronic statements and automatic saving account. For fee $10, I got access to money market saving account with 3.5-4% interest rate, which I can transfer money to and from instantaneously (using internet banking). Also, I earn interest on checks even before cashed (transfered to my account). I'm waiting for the catch, because there simply has to be one :-)
PS:As a proof of my address (that I'm actually living there), an issue of The Economist with my name on it was enough.